Sometimes you have to think a wee bit differently, to make a big difference.
My personal philosophies are unconventional compared to mainstream thinking (and marketing), and that’s why they work for me.
Does that make me unorthodox? Most likely, yes and honestly – I love that! I’ve always liked to work out things for self and keep it simple.
We all have different personalities, styles and preferences. That’s a good thing.
Yet there is one subject that unites many of us. How we think about and deal with money.
Somehow we’ve been drawn into being confused on this subject and for many, fearful. Even the idea of creating a budget and actually looking at our finances regularly and, in detail, is scary.
We know that money doesn’t guarantee happiness. Worrying about it doesn’t feel good either.
Generally, there’s lots of bewilderment about money and how best to manage it.
No-one is taught money management or adopting budget habits in school, and few parents do a good job of teaching this either. So, we often stick our head in the sand and keep on spending and hoping for the best .
What’s the answer?
For me, (my friends call me B.B.) it’s about being honest about my habits, learning from the past and making better financial decisions. The ongoing goal being, maximizing my money and simplifying my life.
You see, for most of my career I was in a senior Finance leadership position in a Fortune 500 company. My job took me all around the World and eventually I moved to America from Great Britain for my company. I took great pride in my profession and did a good job of managing the company’s finances.
When it came to my own, I didn’t always do so well. I upgraded my car every two years, bought luxury handbags and treated myself to new clothes and makeup, far too often.
My most impactful purchase was buying an overpriced single family home at the end of 2007, just before the 2008 housing crash. Ouch!
Yet, I know I’m not alone when it comes to having some financial regrets. So, I’ll be sharing what I discover and successfully change as I go, and it’s a great way to be accountable to myself and you.
Falling Prey To Scammers
As a Volunteer Income Tax Preparer for the IRS, I’ve prepared taxes for many women. During that time, I met a a lovely lady, a widow in her mid 70s . Unfortunately she’d been scammed out of her life savings. Nearly one hundred thousand dollars! Maybe not a fortune to some, but it was to her.
This woman wasn’t foolish, she was unsuspecting because she’s honest, and perhaps a little naive. She thought it could never happen to her and of course, it shouldn’t have.
Learning from my own experience, and that of her and other women like her, I’m taking steps to educate myself and share what I learn with others. It’s much better to be aware and informed, than naive and duped.
Because, we’re not stupid. We’re often confused by fancy terminology and scare tactics about retirement, investments and insurance, for example. The confusion is created, by design, to play on our financial insecurities. Which in turn, is promoted by companies and individuals, with something, to sell in an effort to make money from us.
2019 is about my taking action to simplify the unnecessarily complex, clear up confusion and increase financial security and share it with other women who want the same.
- Lack of trust in others, who give confusing advice and always have something to sell
- Increase personal confidence in money related decisions
- Focus on achieving financial goals, current and future
- Simplify the steps and decisions needed in the personal financial planning process
- Be an advocate and support others to do the same
An experienced or compelling blog writer I am not (yet), and I could use this as a reason to not publish. But I won’t. Because I know you gain experience by doing new things and all change starts with having a vision and taking that first step.
I have that vision.
This is a first step.
Moving forward is the only way to make progress and gain momentum and it is exciting!
What This Means For You
Making choices about money is emotional. Generally, women are more openly emotional than men. We own it too! Which is exactly why I’ve decided to focus on the “what and why” we want from financial security and, “how” to get there.
Comment below, or use this Contact Form, to let me know areas of interest to you. Which aspects do you struggle with and want to change or understand more about?
Action yields results.
Through my blog posts get to know me and let’s be friends.
Feel welcome to ask questions and participate in this small and growing community of women, each of whom, are developing successful “budget habits”, that work for their unique way of living life too.
Join me, as I take the highs and lows out of budgeting and managing money, keeping it simple while making informed decisions, one at a time.